body{font-family:Arial,sans-serif;background-color:#efefef;margin:0;padding:0;padding-top:50px;display:flex;flex-direction:column;min-height:100vh}main{flex:1}.cent{text-align:center}h1,h2,h3{font-family:Georgia,serif}header.fixed-header{position:fixed;top:0;left:0;width:100%;background-color:#fff;box-shadow:0 4px 8px rgb(0 0 0/.1);z-index:1000;padding:10px 0}.container{width:90%;max-width:1200px;margin:0 auto;display:flex;justify-content:space-between}.logo h1{font-size:1rem;color:#805500}a.logo-link{text-decoration:none}.logo-wrap{display:flex;align-items:center;gap:8px}.logo-wrap img{display:block;height:45px}.logo-wrap span{font-family:Arial,sans-serif;font-size:16px;font-weight:700;color:#044f9d}.menu{display:flex;justify-content:flex-start;list-style:none;margin:0;padding:0}.menu li{margin:0 5px}.menu a{color:#805500;font-size:1rem;font-weight:800;display:block;padding:8px 12px;transition:color .3s,background-color .3s;text-decoration:none}.menu a:hover{background-color:#fc0;color:#222;border-radius:5px}.menu-highlight{font-size:1rem;font-weight:700;color:#036;text-transform:uppercase;letter-spacing:.3px}.dropdown{position:relative;z-index:1001}.dropdown-menu{max-height:0;overflow:hidden;position:absolute;top:100%;left:0;background:#fff;box-shadow:0 4px 8px rgb(0 0 0/.1);padding:5px 0;min-width:200px;z-index:1000;opacity:0;visibility:hidden;transform:translateY(-10px);transition:opacity .3s,visibility .3s,transform .3s;pointer-events:auto;margin-top:-1px}.dropdown:hover .dropdown-menu{max-height:none;opacity:1;visibility:visible;transform:translateY(0)}.dropdown:focus-within .dropdown-menu{max-height:none;opacity:1;visibility:visible;transform:translateY(0)}.dropdown-menu a{display:block;padding:10px 15px;white-space:nowrap;text-decoration:none}.dropdown-menu a:hover{background:#ffdd57;color:#000}.hamburger{display:none;flex-direction:column;justify-content:space-between;width:30px;height:24px;cursor:pointer}.hamburger span{display:block;height:3px;width:100%;background-color:#805500;transition:all .3s}.visually-hidden-focusable{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}.visually-hidden-focusable:focus{position:static;width:auto;height:auto;padding:8px;background:#fc0;color:#000;z-index:9999;display:block}@media(max-width:768px){.hamburger{display:flex}.menu{display:none;flex-direction:column;background:#fff;position:absolute;top:60px;right:0;width:100%;box-shadow:0 4px 8px rgb(0 0 0/.1);padding:10px 0;z-index:999;opacity:0;transform:translateY(-10px);transition:opacity .3s,transform .3s}.menu.active{display:flex;opacity:1;transform:translateY(0)}.menu li{text-align:center;margin:10px 0}}h2.section-heading{color:#805500;font-size:1.5em;margin:40px 0 20px}.hr-spacer{border:0;height:30px;margin:0;padding:0}hr.section-divider{margin:40px 0;border:0;border-top:1px solid #ccc}.breadcrumb-nav{font-size:14px;margin:10px 0 20px;white-space:nowrap;overflow-x:auto}.breadcrumb-list{list-style:none;display:inline-flex;flex-wrap:nowrap;gap:5px;padding:0;margin:0}.breadcrumb-list li::after{content:"›";margin:0 5px;color:#999}.breadcrumb-list li:last-child::after{content:""}.breadcrumb-list a{text-decoration:none;color:#0645ad;white-space:nowrap}.breadcrumb-list a:hover{text-decoration:underline}.page-banner{background-color:#044f9d;color:#fff;border-bottom:4px solid #ccc;display:flex;align-items:center;justify-content:center;gap:20px;min-height:80px;padding:15px 10px 0}.page-banner img{opacity:.6}.page-banner img:first-of-type{height:72px}.page-banner img:last-of-type{height:50px}.page-banner h1{margin:0;font-size:32px}.angled-banner{width:100%;background:#044f9d;color:#fff;display:flex;justify-content:center;align-items:center;clip-path:polygon(0 0,100% 0,75% 100%,25% 100%);overflow:hidden;padding:1.2em 2vw;box-sizing:border-box}.angled-banner h1{margin:0;font-size:clamp(1.2rem,2vw,2.2rem);text-align:center}.angled-footer{width:100%;aspect-ratio:4/1;max-height:75px;background:#044f9d;clip-path:polygon(25% 0,75% 0,100% 100%,0 100%);overflow:hidden;position:relative}.angled-footer p{margin:0;font-size:.6vw;color:#fff;text-align:center;position:absolute;bottom:8px;left:0;width:100%}.page-container{max-width:1200px;margin:0 auto;padding:20px}.content-section{flex:1;display:flex;flex-direction:column;justify-content:flex-start;width:90%;max-width:1200px;margin:auto;font-family:Arial,sans-serif;padding:.2em;margin-bottom:30px}.content-section h1{color:#036;font-size:2em;margin-bottom:20px}.content-section h2{min-height:40px;color:#805500;font-size:1.5em;margin-top:30px}.content-section p{margin-bottom:20px;line-height:1.5em}.tight-bottom{margin-bottom:0!important;padding-bottom:0!important}.legal-box{background:#fdfcf9;border:1px solid #ccc;border-radius:6px;padding:20px;box-shadow:0 2px 6px rgb(0 0 0 / .05)}.legal-wrapper{display:flex;flex-wrap:wrap;gap:40px;margin-bottom:20px}.legal-col{flex:1 1 300px;min-width:280px}.legal-product-box{background:#fdfcf9;border:1px solid #ccc;border-radius:6px;padding:20px;text-align:center;box-shadow:0 2px 6px rgb(0 0 0 / .05);flex:1 1 300px;min-width:280px}.product-img{max-width:100%;height:auto;margin-bottom:10px}.legal-disclaimer{text-align:center;font-size:.85rem;color:#666;margin-top:10px}.mt-tight{margin-top:20px!important}.faq-item{background:#fff;padding:20px;margin-bottom:20px;border:1px solid #ccc;border-radius:8px}.faq-item h3{margin-top:0;color:#044f9d;font-size:1.2rem}.faq-item p{margin-bottom:0;line-height:1.6;font-size:1rem;color:#222}.faq-block h3{color:#044f9d;font-size:1.2rem;margin-top:20px}.faq-block p{margin-bottom:15px;line-height:1.6;color:#222;font-size:1rem}.button{background-color:#044f9d;color:#fff;padding:10px 20px;border-radius:5px;font-weight:700;text-decoration:none;display:inline-block;font-size:1rem;transition:background-color .3s,color .3s}.button:hover{background-color:#fc0;color:#036}.button:focus{outline:none}a.button[target="_blank"]{margin-top:10px;display:inline-block;text-align:center}ul{padding-left:20px;margin:15px 0}ul li{margin-bottom:8px;line-height:1.6}@media(max-width:768px){ul{margin:10px 0}ul li{margin-bottom:6px;line-height:1.4}}ol{padding-left:40px;margin:15px 0}ol li{margin-bottom:8px;line-height:1.6;text-indent:-20px;padding-left:20px}@media(max-width:768px){ol{margin:10px 0}ol li{margin-bottom:6px;line-height:1.4;text-indent:-15px;padding-left:15px}}.footer{background:#fff;color:#805500;padding:5px 0;margin-top:auto}.footer-content{display:flex;justify-content:flex-start;flex-wrap:wrap;text-align:left}.footer-column{flex:1;min-width:280px;margin:5px}.footer-column ul{padding:0;margin:0}.footer-column ul li{list-style:none;margin-bottom:2px}.footer-column ul li a{font-size:.95rem;color:#805500;font-weight:500;transition:color .3s}.footer-column ul li a:hover:not([href$=".webp"]){color:#222}.footer-bottom{background:#fff;color:#805500;text-align:center;padding:8px 0;font-size:12px;width:100%}.footer-arrow{margin-right:5px;color:#805500;font-size:.85rem;vertical-align:middle;transition:color .3s}.footer-column ul li a:hover .footer-arrow{color:#222}.footer-column a{color:#805500;font-weight:500;transition:color .3s}.footer-column a:hover{color:#222}.footer-column h3{margin-bottom:8px;font-size:1.1rem}.footer-column p{font-size:.85rem;line-height:1.4}.footer-bottom p{margin:0}.footer-wrapper{width:95%;max-width:1200px;margin:0 auto}@media(max-width:768px){.footer-content{flex-direction:column;text-align:center}.footer-column{width:100%}}